Texas and SMU are still more than a week away from their first playoff games. The University of the Incarnate Word has been there, done that.This year, the not-so-little private Catholic university in San Antonio won the Southland Conference for the fourth time in the past seven seasons and also earned its fourth trip to the Football Championship Subdivision (FCS) playoffs, with a best-ever number-six seed in the 24-team bracket. The Cardinals enjoyed a first-round bye before beating eleventh-seeded Villanova in a second-round matchup last weekend; on Saturday they’ll be in Brookings, South Dakota, to face two-time defending national champion and number-three-seed South Dakota State in the quarterfinals. Not too shabby for a school that didn’t even have a football team until 2008 and only…